INSTITUTIONAL LENDING

Bitcoin-backed lending with best-in-class transparency

Access liquidity—$3 million and up—from your institution's bitcoin treasury

$800m

Lifetime loan originations

3,500+

Loans originated

Zero

Lost bitcoin

Borrow with peace of mind

Rehypothecation in bitcoin-backed lending is a non-starter. Distributing bitcoin keys among three key holders ensures that no single person or company can move your bitcoin. This protects your bitcoin from rehypothecation or loss and lets you monitor your bitcoin on the blockchain for the duration of the loan.

Unmatched bitcoin-backed financing expertise

Borrow from a bespoke lending team that has navigated, survived, and thrived through multiple market cycles, without experiencing a single loan loss, and which has cultivated a profound, long-term understanding of the bitcoin market.

Built from the ground up for institutions

Gain access to $3 million and up worth of liquidity at the best rates available for non-rehypothecated loans. These loans are designed for companies with bitcoin rich balance sheets. Whether your business is new to bitcoin-backed financing or is a seasoned expert, Unchained institutional loans are here to free up your working capital.
Schedule a consultation to learn more about Institutional lending
Get started

How collaborative custody works

You hold a key

With one key, you can verify you’re sending bitcoin to the right place. Unchained can’t move your bitcoin without collaborating with you or the third party key agent.

Unchained holds a key

We have limited control over your bitcoin. Unchained loans are never comingled so you’re not at risk of custodial failure.

Fortis holds a key

You retain the title to your bitcoin for the duration of the loan. Fortis signs transactions if Unchained is unavailable or if loan terms are breached

Where we lend

Unchained Capital, Inc. is not a bank. Unchained Capital, Inc. (NMLS ID: 1900773) and Bitcoin Collateral Services LLC (NMLS ID: 2423070) are licensed to provide certain financial services. Loans are subject to approval. A loan application is required. All loans have a maximum loan-to-value ratio based on required bitcoin collateral. Fees may be assessed on overdue amounts. Loans may not be available in all states and may be subject to local restrictions where available. California loans may be made or arranged by Unchained pursuant to a California Financing Law license. To learn more about Unchained's licensing, see our legal and regulatory page.

The ultimate guide to bitcoin-backed loans

We’ve put together a thorough guide that covers everything you’ll want to know about bitcoin-backed loans.
Read more