June 30, 2022 in Bitcoin, Product, Unchained Capital

How to create an Unchained multisig vault with two Coldcards

Coldcard is a premium hardware wallet for sophisticated users, and if that's you, then you probably understand why you would want to use multisig to secure your bitcoin and eliminate…
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November 1, 2021 in Product, Unchained Capital

Announcing Concierge Client

At Unchained Capital, we instill a culture built around bitcoin and deliver long-term value to clients. Unchained is not an app; we are a partner. When it comes to our…
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December 21, 2020 in Product, Unchained Capital

Coldcard Joins Caravan

Unchained Capital clients love the simple trust-minimized external recovery from collaborative custody vaults using Caravan, and now Caravan becomes more functional with the addition of Partially Signed Bitcoin Transaction (PSBT)…
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October 9, 2020 in Bitcoin, Product, Unchained Capital

Now Coldcard

Over the past year, a passionate corner of the bitcoin world’s voice has been echoing through the Unchained Capital Twitter mentions, and dominating the time of all Unchained Capital employees…
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September 21, 2020 in Bitcoin, Business, Product, Unchained Capital

Bitcoin For Businesses

An increasing number of businesses are looking for ways to leverage bitcoin, whether as an active strategy or by holding it in reserve as a treasury asset. With the recent…
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August 25, 2020 in Bitcoin, Product, Unchained Capital

Trezor and Unchained Capital Make Multisignature Safer

An open source collaboration between Unchained Capital and SatoshiLabs engineers gives Trezor hardware wallets the ability to confirm multisignature addresses displayed in a browser on the device, protecting bitcoin multisignature…
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June 30, 2020 in Bitcoin, Product, Unchained Capital

Trust-minimized external recovery with Unchained vaults and Caravan

If the last decade of bitcoin has taught us anything, it’s that centralized services have a spotty track record in protecting client funds and staying active during periods of volatility.…
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May 20, 2020 in Bitcoin, Product, Unchained Capital

Gearing up the Caravan

Caravan is already the easiest way to build and spend from multisig addresses anonymously, and today we’re excited to share a massive upgrade.  Caravan, which started as a multisig address…
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November 13, 2019 in Bitcoin, Multisig, Product, Unchained Capital

The Caravan Arrives

Polish comes from the cities; wisdom from the desert. -Frank Herbert, Dune Lost keys have caused the permanent destruction of millions of bitcoins. Multisignature solves this problem by creating redundancy…
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October 16, 2019 in Bitcoin, Product, Unchained Capital

Open-Source Standards Unchained:

This article was co-authored by SatoshiLabs and Unchained Capital SatoshiLabs recently announced the release of a new security standard called Shamir Backup, or SLIP-0039, which has revolutionized the way that…
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September 10, 2019 in Bitcoin, Cryptography, Product, Unchained Capital

A Hermit Emerges

Three can keep a secret, if two of them are dead. -- Benjamin Franklin No matter how much software and hardware or how many physical and legal barriers a company…
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June 18, 2019 in Bitcoin, Blockchain, Cryptocurrency, Privacy, Product, Security

Collaborative Custody is Private, not Anonymous

Balancing privacy and anonymity has security consequences Privacy is the power to selectively reveal oneself to the world. — Eric Hughes, The Cypherpunk Manifesto Unchained Capital offers collaborative custody: a…
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March 11, 2019 in Bitcoin, Cryptocurrency, Custody, Multisig, Product, Security

Introducing Multisig Vaults: Your Keys, Your Bitcoin, Just Safer

Large exchanges and financial services providers such as Unchained Capital rely on industry best practices such as 100% cold-storage, multisig, and multi-factor identity verification. Unfortunately, it’s been challenging for individuals…
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November 1, 2018 in Blockchain, Custody, Lending, Product

Introducing Collaborative Custody with Support for Trezor and Ledger Wallets

In bitcoin-backed lending, the biggest concerns for borrowers/lenders is how bitcoin collateral is secured, especially the counterparty risk and centralization when trusting a single-institution. To reduce these risks, Unchained Capital…
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September 11, 2018 in Bitcoin, Crypto, Cryptocurrency, Cryptocurrency Investment, Product, Taxes

Crypto-Backed Loans and Taxes — What You Need to Know.

Unchained Capital does not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied…
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August 15, 2018 in Crypto, Cryptocurrency, Lending, Product, Referral Marketing, Wealth

Introducing Unchained Capital’s Customer Referral Program

IMPORTANT NOTE: We are no longer offering this referral service Since 2017, borrowers have been able to apply for an Unchained Capital loan and get the cash they need without…
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June 7, 2018 in Blockchain, Cryptocurrency, Cryptocurrency Investment, Ethereum, Product

Unchained Capital announces Ethereum Lending and Seed Round

Note: Unchained Capital does not currently support Ethereum or any other altcoins in any way. We supported ETH loans briefly in 2018-19 but officially discontinued all support in Q4 2019.…
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May 10, 2018 in Blockchain, Dapps, Ethereum, Product, Security, Smart Contracts

ETH Multisig Contract Bounty & Audit Results

Note: Unchained Capital does not currently support Ethereum or any other altcoins in any way. We supported ETH loans briefly in 2018-19 but officially discontinued all support in Q4 2019.…
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March 8, 2018 in Bitcoin, Blockchain, Cryptocurrency, Finance, Product, Unchained Capital

Unchained Capital is Now Lending in California

Unchained Capital is pleased to announce that after receiving our California Finance Lender’s License earlier this month, we are now offering crypto-secured loans to consumers and businesses in California. We’ve…
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March 8, 2018 in Blockchain, Dapps, Ethereum, Product, Security, Solidity

A simple & safe multisig Ethereum smart contract for hardware wallets

Note: Unchained Capital does not currently support Ethereum or any other altcoins in any way. We supported ETH loans briefly in 2018-19 but officially discontinued all support in Q4 2019.…
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November 30, 2017 in Bitcoin, Blockchain, Business, Cryptocurrency, Product, Unchained Capital

We Are Unchained Capital

Note: Unchained Capital does not currently support Ethereum or any other altcoins in any way. We supported ETH loans briefly in 2018-19 but officially discontinued all support in Q4 2019.…
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December 18, 2018 in Bitcoin, Blockchain, Data Science, Data Visualization, Thermodynamics

Bitcoin Data Science (Pt. 3): Dust & Thermodynamics

We examine the history and future of dust: containers (UTXOs) of bitcoin that cost more to spend in fees than they hold. The amount of dust in the blockchain is…
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May 29, 2018 in Bitcoin, Blockchain, Data Science, Data Visualization, Finance

Bitcoin Data Science (Pt. 2): The Geology of Lost Coins

There are many stories of people losing BTC in large amounts - especially in the early days - when BTC wasn’t worth much, and was easily forgotten on an old hard-drive, USB…
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April 17, 2018 in Bitcoin, Blockchain, Crash Course, Data Science, Data Visualization, Finance

Bitcoin Data Science (Pt. 1): HODL Waves

Bitcoin uses a curious accounting structure called a UTXO — an Unspent Transaction Output. All UTXOs are timestamped by the transaction/block in which they were created. Since all bitcoin in existence is contained…
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December 23, 2020 in Bitcoin, Gradually, Then Suddenly

Bitcoin is the Great Definancialization

Have you ever had a financial advisor (or maybe even a parent) tell you that you need to make your money grow? This idea has been so hardwired in the…
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August 27, 2020 in Bitcoin, Gradually, Then Suddenly

Bitcoin is One for All

At the Democratic National Convention (August 2020), Congresswoman Alexandria Ocasio-Cortez described the Bernie Sanders presidential campaign as, “a movement that realizes the unsustainable brutality of an economy that rewards explosive…
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June 12, 2020 in Bitcoin, Gradually, Then Suddenly

Bitcoin is Antifragile

If one thing is certain, it is that bitcoin is humbling. It humbles everyone. Some sooner than others, but everyone eventually. Individuals you respect may have called bitcoin a fraud…
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May 1, 2020 in Bitcoin, Gradually, Then Suddenly, Unchained Capital

Bitcoin is Common Sense

“Perhaps the sentiments contained in the following pages, are not yet sufficiently fashionable to procure them general favor; a long habit of not thinking a thing wrong, gives it a…
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March 26, 2020 in Bitcoin, Gradually, Then Suddenly

Bitcoin is a Rally Cry

“To the People of Texas and all Americans in the world.” In his open call to arms from the Alamo, Lt. Colonel William B. Travis began with an expression of…
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January 24, 2020 in Bitcoin, Crash Course, Gradually, Then Suddenly, Unchained Capital

Bitcoin Obsoletes All Other Money

When it comes to bitcoin adoption, there are generally two rules that never seem to fail. Everyone always feels late, and everyone always wishes they had bought more bitcoin. There…
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November 29, 2019 in Bitcoin, Gradually, Then Suddenly

Bitcoin is Not for Criminals

If you have ever heard (or happen to believe) that bitcoin is primarily a tool used by criminals, stop and take a quick sample of your friends and family that…
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November 8, 2019 in Bitcoin, Gradually, Then Suddenly

Bitcoin Cannot be Banned

The idea that somehow bitcoin can be banned by governments is the final stage of grief, right before acceptance. The consequence of the statement is an admission that bitcoin “works.”…
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October 18, 2019 in Bitcoin, Gradually, Then Suddenly

Bitcoin is Not a Pyramid Scheme

A few years ago, I received an email from a friend asking for my opinion about an investment opportunity that a mutual contact of ours was considering. After a quick…
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September 27, 2019 in Bitcoin, Crash Course, Gradually, Then Suddenly

Bitcoin is Not Backed by Nothing

Contrary to popular belief, bitcoin is in fact backed by something. It is backed by the only thing that backs any form of money: the credibility of its monetary properties.…
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September 6, 2019 in Gradually, Then Suddenly

Bitcoin, Not Blockchain

Have you ever heard a smart sounding friend say that they aren’t sure about bitcoin but they believe in blockchain technology? This is like saying you believe in airplanes but…
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August 30, 2019 in Gradually, Then Suddenly

Bitcoin Fixes This

This past week marked that time of year when global central bankers, establishment economists and CNBC, et al. descend on Jackson Hole, Wyoming to discuss the systemic issues that plague…
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August 23, 2019 in Gradually, Then Suddenly

Bitcoin is Not Too Slow

In Peter Thiel’s Zero to One, he outlines the impact new technology has on building a non-zero sum future. While the book is focused on individuals and companies, bitcoin as…
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August 16, 2019 in Gradually, Then Suddenly

Bitcoin Does Not Waste Energy

How many times have you heard the safety instructions before a standard commercial flight? You probably know them by heart, but every time, prior to takeoff, flight attendants instruct passengers…
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August 9, 2019 in Bitcoin, Gradually, Then Suddenly

Bitcoin Is Not Too Volatile

Has anyone you respect ever told you that bitcoin doesn't make any sense? Maybe you've seen the price of bitcoin rise exponentially and then seen it crash. You write it…
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August 2, 2019 in Gradually, Then Suddenly

Bitcoin Can’t Be Copied

As kids, we all learn that money doesn’t grow on trees. As a society on the other hand, we have become conditioned to believe that it’s not only possible but…
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July 26, 2019 in Gradually, Then Suddenly, Unchained Capital

Gradually, Then Suddenly

Introduction This is the first of a weekly series that I’ve decided to write on the subject of bitcoin, inspired by my friends Marty Bent and Saifedean Ammous. Education is such…
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July 26, 2019 in Gradually, Then Suddenly, Unchained Capital

Enders Game

For context, the following research piece was written just before the Fed began to unwind its balance sheet (October 2017) and it hasn't been revised or altered since. At the…
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August 12, 2022 in Learn

Bitcoin slang defined: HODL, HFSP, FUD, Whale, & more

Many bitcoin-adjacent subcultures have cropped up in the time since its 2009 launch, and with new subcultures often comes new terminology. "Bitcoin" was once a novel word itself—it first appeared…
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August 5, 2022 in Learn

What is dollar-cost averaging (DCA) and why is it popular in bitcoin?

Dollar-cost averaging (DCA) is a time-tested strategy for saving and investing used by millions worldwide. While useful for acquiring any asset you think will grow in value in the long…
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August 3, 2022 in Learn, Unchained Capital

More UTXOs, more problems: High fees, signing failures, and how to avoid them

Building on our first article covering what UTXOs are and why they matter, we’ll now dive deeper into various situations where you may need to actively manage the UTXOs in…
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July 15, 2022 in Bitcoin, Learn

When do I need to replace a key for my bitcoin multisig wallet?

Holding the keys to your own bitcoin in a multisig wallet helps eliminate single points of failure. If a key in your wallet setup is lost, destroyed, or compromised, there’s…
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July 5, 2022 in Bitcoin, Learn

21 ways to lose your bitcoin

According to various reports, 10-20% of the circulating supply of bitcoin is likely lost forever. However, the term "lost" in bitcoin has a different connotation than with other types of…
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June 23, 2022 in Bitcoin, Learn

How does the bitcoin source code define its 21 million cap?

Many of bitcoin’s staunchest critics have expressed doubt about its 21 million cap, but perhaps the most mindless criticism relates to the fact that the supply limit is not specified…
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June 17, 2022 in Bitcoin, Learn

What is a bitcoin UTXO and why do they matter?

Although many users may not realize it, all bitcoin wallets need some level of maintenance to be properly managed. If you’re using a custodian, they take care of these things.…
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June 15, 2022 in Bitcoin, Learn

How many bitcoin are there?

When Satoshi Nakamoto created bitcoin, he established in its code a fixed number of bitcoin that will ever exist. Since the protocol first launched, new bitcoin have been issued on…
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May 24, 2022 in Bitcoin, Learn

What is a bitcoin node and how does one work?

Most people are aware that bitcoin has no ruler, but it does have rules. Upholding these rules is important for everyone who owns bitcoin. But with no central authority, how…
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May 11, 2022 in Bitcoin, Learn, Retirement

Four case studies: Should you hold bitcoin in a Roth IRA?

Whether you’re young, mid-career, or playing the back nine, Roth IRAs can be an important tool for your financial goals. Four case studies below will illustrate how by combining Roth…
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April 19, 2022 in Bitcoin, Learn, Retirement

6 reasons to own bitcoin in retirement

For newcomers, especially those in and around retirement age, the idea of investing in or owning bitcoin can evoke reactions from skepticism to disbelief. If you look beyond the popular…
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March 8, 2022 in Bitcoin, Learn, Retirement, Unchained Capital, Unchained IRA

Bitcoin IRAs compared: GBTC vs. ETF vs. physical bitcoin

If you understand why bitcoin is an asset to hold for the long term, you may also wonder how to take advantage of retirement tax structures to minimize your tax…
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March 4, 2022 in Bitcoin, Learn, Multisig, Unchained Capital

Multisig 2-of-3 vs. 3-of-5—are more keys more secure for your bitcoin?

Multisig is a capability built-in to bitcoin that enables you to store bitcoin in a wallet controlled by multiple keys (as opposed to a single key). You can use multisig…
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March 1, 2022 in Bitcoin, Learn

Top 10 tips for every bitcoin multisig beginner

As technical director on the Concierge team here at Unchained, I’ve fielded countless client questions about bitcoin multisig. If you’re just beginning to understand the benefits of multisig and how…
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January 25, 2022 in Bitcoin, Learn, Retirement

CRUTs: Dump “cryptocurrencies” to stack more bitcoin while being tax-smart

Many people early in their bitcoin journey end up temporarily distracted by altcoins. If this describes you, you may have accumulated an altcoin portfolio that you no longer want to…
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January 24, 2022 in Bitcoin, Learn, Retirement, Unchained Capital

How to make a backdoor contribution to your bitcoin Roth IRA

If your income is higher than a certain amount per year as designated by the IRS, there are special provisions you must consider as it relates not just to bitcoin…
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January 21, 2022 in Bitcoin, Learn

Do I need to disclose my bitcoin on an FBAR report?

A question I would often receive when I was in private law practice, before coming to Unchained, was whether clients holding bitcoin are required to file FinCEN Form 114 (colloquially…
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January 20, 2022 in Bitcoin, Learn, Retirement

How do 401k (employer plan) to bitcoin IRA rollovers work?

The most common way to fund a bitcoin IRA is by a rollover from an existing retirement plan, often from a former employer. If you’re considering rolling over an employer…
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January 19, 2022 in Bitcoin, Custody, Learn, Unchained Capital

The ultimate guide to storing your bitcoin seed phrase backups

In bitcoin, it’s always important to secure your seeds, but how exactly do you do that? In previous articles, we’ve discussed what seed phrases are and how they work, and…
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January 12, 2022 in Bitcoin, Learn

Seed phrases are forever: paper, metal, and other backups

If you’ve ever set up a bitcoin wallet, you should be familiar with a 12- or 24-word seed phrase (otherwise known as a seed backup, recovery phrase, seed words, mnemonic…
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